In 2024–2025, AI was a “chat” product. In 2026, AI is becoming labor. |
The headline shift: agentic AI (tools that take actions, not just answer prompts) is moving from nerdy demos to products normal teams can actually use. Anthropic’s “Cowork” push is a pretty loud signal that “AI coworkers” are the new platform layer. |
So if you’re thinking “Where’s the business opportunity?” — the answer is: everywhere software touches work. |
Below are 5 top angles to start an AI business in 2026, LMAI-style: simple framing, real money paths, and where the bodies are buried. |
1) “AI Coworkers” for painfully specific jobs (vertical agents) |
The idea: Stop building “a general assistant.” Build an agent that owns one workflow end-to-end. |
2026 is the breakout year for agents that: |
open files, update systems, run steps, hand off to humans when needed ship outcomes (“the invoice is reconciled”) instead of outputs (“here’s a draft”)
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Where the money is |
Vertical teams with repeatable processes: accounting close, HR onboarding, procurement, compliance ops, lab reporting, grant writing, claims handling. You sell ROI, not “AI magic”: “We cut cycle time from 5 days to 1.”
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Winning wedge |
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Example products |
“CloseBot” for accountants: pulls statements, matches transactions, flags anomalies, drafts journal entries. “ClinicOps Agent”: patient intake → documentation → billing codes (with approvals).
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2) AI security + governance: “Ok cool, now make it safe” |
The idea: As agents spread, companies freak out (correctly): “Wait… an AI can access Drive, Slack, Jira, HRIS… so who’s in charge?” |
That’s why AI security + governance is getting funded and consolidated fast. |
Also: regulation is no longer “coming someday.” In the EU, the AI Act timeline is already in motion, with GPAI obligations applicable from August 2, 2025 and broader applicability building toward August 2026 milestones. |
Where the money is |
“AI firewall” for enterprises: prompt + tool-use monitoring, data leakage prevention, policy enforcement Agent identity + permissions (“non-human identity management”) Audit trails + model/cards + governance workflows for regulated teams
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Winning wedge |
Start with one compliance pain: finance, healthcare, insurance, public sector. Make it boring and inevitable: logs, permissions, approvals, retention, red-teaming.
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Example products |
“Agent Access Manager”: least-privilege permissions for tools (Drive/Jira/Salesforce) + approval gates. “EU AI Act Pack”: controls + documentation generator + monitoring templates aligned to obligations.
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3) Synthetic video + creative automation: the “new ad factory” |
The idea: AI video is getting good enough and native to distribution. |
Google’s Veo updates (including vertical-first workflows and integration into YouTube creation surfaces) scream: the internet is about to be flooded with AI-native creative. |
Where the money is |
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Winning wedge |
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Example products |
“Shorts Studio for SMBs”: generates 30 variants/week from product photos + reviews + offers; auto-posts; learns from retention. “AdOps Copilot”: turns one creative brief into multi-platform ad packs + compliance checks.
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4) On-device + privacy-first AI: “no cloud, no problem” |
The idea: Lots of businesses want AI… but can’t ship data to external servers (privacy, latency, cost, sovereignty). |
On-device AI is trending because users want privacy and speed, even if quality tradeoffs exist today. |
Where the money is |
Edge AI for: field work (inspection, maintenance, utilities) clinics/labs factories/warehouses any workflow with spotty connectivity
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Winning wedge |
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Example products |
“Offline Inspector”: photo → checklist → report, runs on rugged devices, syncs when online. “Local Research Assistant” for legal/medical: secure doc Q&A on-prem.
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5) The boring goldmine: AI orchestration, evaluation, and “prove ROI” |
The idea: Everyone built pilots. 2026 is where enterprises demand: “Show me it works. Show me it’s safe. Show me it’s cheaper.” |
That’s why “orchestration + governance + measurable ROI” is becoming the enterprise operating model. |
Where the money is |
Agent orchestration (routing, tool selection, handoffs) Evaluation harnesses (quality, hallucination risk, regression testing) Observability (cost, latency, failure modes, data exposure) “AI budget control”: kill waste, pick the cheapest model that meets the bar
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Winning wedge |
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Example products |
“Eval-as-a-Service for Agents”: test suites for your workflows, not academic benchmarks. “AI Ops Console”: dashboards for cost/quality/risk + one-click rollback.
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Quick News Snippets |
Anthropic pushes “AI coworkers” into the mainstream with Cowork, aiming to make agentic capabilities accessible beyond command-line power users. AI shocks the SaaS world (again): investor anxiety rises as advanced AI platforms threaten to compress traditional software value into “agent + tools.” AI video gets vertical + distribution-native: Google’s Veo update supports vertical generation and deeper integration into YouTube creation workflows. AI security becomes a category, not a feature: funding flows to platforms securing and governing AI agents inside enterprises. Identity security arms up for “human + machine” users: CrowdStrike’s SGNL acquisition highlights continuous identity as the new perimeter in an agent world. EU AI Act timeline keeps moving: obligations roll out in phases, with major applicability steps already in effect for prohibited practices and GPAI governance, and broader milestones approaching in 2026.
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